Introduction, disclaimer and terms of use, etc.

 

This website is brought to you as a free information service by National Australia Bank Limited (ABN 12 004 044 937).

The following are the terms and conditions which govern use of and access to this website and under and subject to which it is provided.

By accessing this website and viewing the information and other material which it contains or to which it provides access you agree to follow and to be bound by these terms and conditions.

The information is not addressed to any person in a jurisdiction where access to it or any use of it would result in a contravention by the National or any other person or entity of the laws of that jurisdiction. You must ensure that you comply with all applicable laws and regulations of your jurisdiction.

Nothing contained in this site constitutes an invitation by National Australia Bank to enter into any contract or other arrangement whether legally binding or not, or to make any investment.

Computer viruses
National Australia Bank does not represent or warrant that this website or any linked site is free from computer viruses nor does it take responsibility for any which may exist, however they may be transferred or become manifest, or for any loss or damage of any sort (direct or indirect) which may result.

Linked sites
As a convenience to you, this website contains hypertext links to other sites. Any linked sites are viewed at your own risk and subject to the disclaimers and terms of use etc of those sites. National Australia Bank assumes no liability whatsoever for the content of linked sites and unless the sites are controlled and maintained by National Australia Bank as National Australia Bank does not control or maintain such sites or the Information available on or through them. National Australia Bank has not reviewed such content nor does it accept any responsibility to do so.

Privacy
Access to or use of this website or any linked site may be monitored, tracked or recorded and no person or entity accessing any of them should have any expectation of privacy or confidentiality. To the extent lawful, such persons and entities consent to such monitoring, tracking and recording.

Disclosure 
National Australia Bank discloses that it may have financial or other interests in companies, securities, proposals, offerings, issues etc., which are the subject of research, commentary or recommendations or other information available on or through this website.

About the information and about reliance
The information may be subject to change or may be out of date or incomplete or be subject to omissions, inaccuracies or other errors. This website does not purport to contain or give access to all relevant information and any statement as to any future matter is a present prediction of a possible future outcome, the accuracy of which cannot be guaranteed. Recipients should not rely upon such information or statements but should make their own assessment and evaluation, undertake investigation and enquires and seek other advice to enable them to make any decision concerning their own interests.

No liability etc.
So far as the law allows, National Australia Bank does not take any responsibility for or warrant or represent that the information is free from errors or omissions or that it is accurate, reliable, complete or contemporary or suitable for your or any other person or entity's intended use. National Australia Bank disclaims all and any responsibility for, and shall not be liable (including in or under contract, negligence or any other tort, or under any statute or at law or otherwise, however arising) in any way whatsoever for any loss, damage, cost or expense which may be incurred or suffered directly or indirectly by any person relying upon information including any opinion, advice, recommendation or conclusion, except only to the extent that that National Australia Bank has a liability in respect thereof under the governing law mentioned below which is made non-excludable by legislation which applies to National Australia Bank.

Copyright
Information contained on this website (but not necessarily linked sites) is owned by or licensed to National Austrlia Bank and copyright in such information subsists under the Copyright Act 1968 (as amended) and, through international treaties, the laws of many other countries. All rights reserved. You may download a single copy of such information provided it is remains attached to this notice and, where necessary for its use as a reference, make a single hardcopy. Except as permitted under the Copyright Act 1968 (as amended) or other applicable laws, no part of such information may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of National Australia Bank.

Governing law etc.
This notice, the information, the contents of this website and all matters relating to any of them are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia ("Australian Law") and all legal matters including but not limited to claims are subject to the exclusive jurisdiction of the courts of those jurisdictions.

Product disclosure statement
Where required by law National Australia Bank will provide product disclosure statements in respect of the products issued by it which are contained on this website. National Australia Bank recommends you consider any product disclosure statement or other disclosure document before making any decisions regarding a product. All products on this website are issued by National Australia Bank Limited ABN 12 004 044 937, with the exception of the following:

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